Pricing
Scale with your complexity.
TrueWorth Free is designed for single-user, single-currency tracking — and it's genuinely useful on its own. TrueWorth PRO is engineered for households operating as small institutions: multi-entity, multi-currency, multi-country, family-office grade.
Free Journal
Everything you need to establish a clear financial baseline in your home country and currency.
- 1 household profile · 1 property · 1 primary member
- 2 bank accounts · 2 investments · 2 retirement accounts
- Savings Rate & Liquidity Runway
- Money Trail (in-app view)
- Local JSON backup, restore, and CSV export
- Biometric lock & Privacy Mode
Personal PRO
Best value$6.67/month equivalent — save ~26%
Or $8.99/month, billed monthly.
Built for households acting as small institutions — global footprint, strategic insights, family alignment.
- Up to 5 profiles · 20 properties · 100 per category
- All 8 CFO-grade metrics (DSCR, Solvency, FI Ratio, Diversification, Housing)
- Wealth Lens — any member, country, or currency
- Full-screen Money Trail + PDF / PNG export
- Balance Sheet · Income · Cashflow — PDF & Excel export
- Profile sharing (read-only) with partner, advisor, or family
- Daily exchange rate sync · custom categories
Subscribe inside the app · auto-renewable, cancel any time
Pricing shown in USD at standard launch rates. Apple manages all billing — including regional pricing, promotional offers, and Family Sharing. For the exact price you'll be charged, refer to the App Store listing. App Store listing.
Side by side
Full comparison
| Feature | Free | PRO |
|---|---|---|
| Household profiles | 1 | Up to 5 |
| Family members · Countries · Currencies | 1 each (primary only) | 10 · 20 · 20 |
| Bank accounts | 2 | Up to 100 |
| Income streams (standalone) | 2 | Up to 100 |
| Expense items (standalone) | 10 | Up to 100 |
| Investments | 2 | Up to 100 |
| Real estate properties | 1 | Up to 20 |
| Liabilities (standalone) | 2 | Up to 100 |
| Other assets · Retirement | 2 each | Up to 100 each |
| Dashboard metrics | 2 of 8 (Savings Rate, Liquidity Runway) | All 8 |
| Wealth Lens — member / country / currency | Primary only | Full filtering |
| Money Trail Sankey | In-app view | Full-screen + PDF / PNG export |
| Property insights | For 1 property | Portfolio scale (20) |
| Property insights — PDF export | — | Yes |
| Property Money Trail (full-screen + PDF) | — | Yes |
| Financial Statements — in-app | Yes | Yes |
| Financial Statements — PDF & Excel (.xlsx) export | — | Yes |
| Daily exchange rate sync | — | Yes |
| Custom income & expense categories | — | Yes |
| Profile sharing (read-only to partner / family) | — | Yes |
| Clone profile | — | Yes |
| iCloud sync · biometric lock · privacy mode | Yes | Yes |
| JSON backup · export · restore | Yes | Yes |
Subscription FAQ
Common questions
What happens to my data if I downgrade to Free?
Nothing is deleted. Items that exceed free-tier limits (e.g. your third bank account or second property) are archived and hidden from calculations. Resubscribe and everything instantly returns. Linked records — like a mortgage attached to a free property — never count against your free limits.
Is the free tier a trial?
No. The free tier is a permanent, genuinely useful product for single-user, single-currency households. There is no time limit and no forced upgrade.
How is PRO purchased?
PRO is purchased inside the app via an App Store auto-renewable subscription (monthly or yearly). It is managed entirely through your Apple ID — there is no TrueWorth account.
Family Sharing?
Yes — PRO is eligible for Family Sharing. You can also share profiles read-only with a partner or advisor directly from the app.
Try it free
Start with the free journal. Scale when you need to.
Not sure yet? Start with a monthly PRO plan as a trial audit of your full portfolio before committing to annual.